Question

Review the table on page 3 comparing in-network and out-of-network costs under the Standard Plan. Which statement is TRUE? Insurance plans encourage the use of out-of-network doctors by offering lower costs on most services they perform. Insurance plans encourage the use of out-of-network doctors by offering lower costs on most services they perform. Insurance plans encourage the use of in-network doctors by offering lower costs on most services they perform. Insurance plans encourage the use of in-network doctors by offering lower costs on most services they perform. The costs for in-network and out-of-network doctors are the same for ALL services they offer. The costs for in-network and out-of-network doctors are the same for ALL services they offer. Office visits, immunizations and annual physicals have the same costs for both in-network and out-of-network doctors.

Answer 1

The true statement is that most insurance plans encourage the use of In-Network doctors by offering lower costs on most services they perform.

What is the meaning of Health Maintenance Organization?

An HMO is regarded as an acronym that is used for “Health Maintenance Organization”. It is know to be  companies  that has been given the power to solely to manage the provision of health care services to the people.

The use of the in-network option is one that tends to save money. The Providers in your network are known to have a form of agreements with your insurance company that tends to make one to save money.

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