Option (A ) is correct.
Explanation:
susan is moving with constant velocity, so both the direction and magnitude of the velocity remains same. so the acceleration of susan =0. This is because an object gets accelerated when either the magnitude or direction of the speed changes.
now the force is given by

F= force
m= mass
a= acceleration
Here a =0
so F= 0
so the net force on susan is zero.
The answer to this is A. this is because, refraction with a light or sound wave changing its direction involve propagation,(in which propagation is the change in direction of a light or sound wave)
Force= distance/time
Maybe that formula will help
It's geography,
tropical climate