I believe it’s the troposphere
The placenta (also known as afterbirth) is an organ that connects the developing fetus to the uterine
wall to allow nutrient uptake, provide thermo-regulation to the fetus,
waste elimination, and gas exchange via the mother's blood supply, fight
against internal infection and produce hormones to support pregnancy.
The placenta provides oxygen and nutrients to growing babies and removes
waste products from the baby's
Answer:
b) An insured who has recovered from a disabling injury will be required to repay the insurer for any premiums that were waived
Explanation:
Waiver of premium is a clause or rider in an insurance policy in which insured is benefited by not paying the premium for his policy in case he suffers from disability for period of disability . For it he is charged with some premium .
Once waived , the premium need not to be repaid back to the insurer , even if he has recovered from disability,