Answer:
Yamato's here!
Explanation:
There is many letters in a business. Some are VERY important. Like this one letter here that I got this morning:
Dear enemy,
I do not like you at all, so please do not talk to me. If you do then I will send you this picture but in a different style.
Hate, Your enemy.
(^ - ^ "/) Xoxo, Yamato-
Answer:
Fair Credit Reporting Act.
Explanation:
It makes sure you have many ways to dispute incorrect information on your credit report.