Your bank offers free access to online banking, but they charge you $.02 for each online e-check you send. They charge you $.10
for each paper check you write. You have chosen to write all future checks online. Over the year you have sent an average of 18 checks per month. What have you saved in a year with online checking?
look at all the numbers then look at only the negatives which are 2 then count the positive ones which are 4 from those numbers you get 2/4 simplify it, and you get 1/2.