Answer:
Nope, not cute and hate math :)
Answer:

Step-by-step explanation:
From the Question we are told that
Borrows $65,000
Annual interest 8.5%
Monthly repayment over 8 years
Generally PV of annuity with growth is mathematically represented as
where PV is present value
PV of annuity with growth X= 







Depends what your talking about but the easy way is 40 and 90