Cumulus, stratus, and cirrus, there's many more but these are the main ones ^^
Well the glaciers can melt and add more water to the oceans/seas and some animals that live in the North Pole will have no where to go...EXAMPLE: polar bears ,penguins, walruses, etc use the glaciers. Polar bears jump onto them to get to land or if they are fighting a walrus they have more fighting ground on land than in the water,etc. (There's a lot more info I just don't know if it's the correct info but what I'm telling you right now is 90% true lol.) also some of the land land can sink like islands or peninsulas(I think)
A defining feature of a material that is a good insulator would be its ability to stop or cancel an electric charge of another material. This happens because the molecules in the material are stable and there are no free electrons that would allow the charges to flow.