Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
Answer:
People watching their team lose important games often make faces, yell at the screen, and demonstrate general agitation. Although they aren't playing the game themselves, they may be able to experience the frustration felt by the players because of mirror neuron activity in the brain.
Explanation:
The mirror neuron system (MNS) is a network in the brain that activates when individuals start moving their body parts and watch the activity of another individual or animal. After researchers have found the effects of the mirror neuron on monkeys, a wide range of studies have analyzed its network and attributes in humans and animals.
Answer:
CONGRESS PARTY ruled over Haryana between 1982 to 1987.
Explanation:
Answer:
Yellow journalism and yellow press are American terms for journalism and associated newspapers that present little or no legitimate, well-researched news
Explanation:
I believe the answer is: 30 to 40<span>
The view was made after considering several factors that might influence the intellectual performance of the test takers. Including, anxiety that they face during the exam, the mistakes that they made from being timed, the luck that have when they're just guessing the answer, etc.
</span>
