Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
It helped to provide them with food and was very fertile for farming. It was also very helpful for transportation.
The loyalist were American colonists who remained themselves loyal to the British crown during the American Revolutionary War.
