Answer:
Under the Truth in Lending Act a consumer obtains a loan that is secured by a principal residence the has the right to rescind in three business days with the exception of a purchase and construction of a principle residence. This statement is TRUE.
Explanation:
The 'Truth in Lending Act' ( TILA) ensures that there is a specific way informed to use credit cards. It promotes the exposure of its terms and costs so that there is a standard way of calculating the cost of loan borrowing. This is a federal law in which lenders are required to provide clients with all the information of loan cost so that they can compare various loans that are given.
Under this act, debtors can cancel certain transactions for a period of three days from the date of transaction or the date from which notice has been given of their right to withdraw, whichever is later. Thus, the statement is TRUE.
Answer:
Routine Activity Theory
Explanation:
The routine Activity Theory is a criminalistic theory that focuses in the day to day life of the offenders and how this affects him when they commit a crime.
The proposers of this theory state that a crime occur when three situations happen:
- a motivated offender (person who commit a crime)
- the absence of capable guardians (the police)
- The availability of suitable targets (the people who will be the victims).
Observing this definition and the example, we can conclude that The view that victimization results from the interaction of three everyday factors: the availability of suitable targets, the absence of capable guardians, and the presences of motivated offenders is called: Routine Activity Theory.
Answer:
A therapist who takes an eclectic approach is one who attempts to tailor their work to what is specifically the best for their client, instead of only following one setup/practice. They avoid a one-size fits all approach and works to what custom needs the client has.
Explanation:
