Answer: Moral hazards
Explanation:
Moral hazards refers to the situation where people take risk by maximising the inefficent decisions the outcomes may result in negative results which can adversly affect their health.
C. Abstinence. Usually refers to not having sexual intercourse but can also be used to mean not partaking in any risky behaviors.
False. Pathogenic bacteria can only be destroyed by cooking.
Regularly scheduled exercise can do all of those depending on what /how you do it and who you are.
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Saying something nice about them. Now you may ask “why” ? .. the reason is kindness is limited to a certain degree, hence, you can KILL someone by being kind and maybe even positively impact the person into being kind themselves :)