because it effect daily life if you have crippling depression you cant really do anything because you cant function daily tasks and you can be ham to your self or others
PTCB CPhTs must complete 20 hours of CE during each two year recertification cycle.
Its first rest, then everday activity and then strength training or stretching, and then aerobic activity.
So your answer is C.
Well... Life insurance would be the better option since they deal with most cases of illness and such.