<em>Because</em><em> </em><em>the</em><em> </em><em>resources</em><em> </em><em>,</em><em> </em><em>topography</em><em>,</em><em> </em><em>capital</em><em> </em><em>etc</em><em> </em><em>are</em><em> </em><em>not</em><em> </em><em>same</em><em> </em><em>everywhere</em><em>.</em><em>.</em><em>.</em><em>.</em><em>.</em><em>.</em>
Answer:
Credit union
Explanation:
Credit union refers to a financial institution which is owned and controlled by its members. They provide traditional system of banking services for their members. An individual can become a member of credit union by simply joining and opening an account with them.
They are non-profit financial institution, they are concerned about the welfare of their members. They give interest free loans to their members.