Physical changes happen when you do/mix something that can be reversed. Best example is ripping a paper, you can just tape it back together so it is just an observable thing that changes, which is a physical change. Chemical changes happen when you mix things and they make a new substance and can’t be reversed. The best example of this is the Statue of Liberty, which changed in color due to the chemical change between the oxygen and copper, which created a new substance (rust) which made it green instead of copper.
Sorry for the long answer but hope this helps!
The two half-reactions are...
Ag→Ag+
and...
NO3→NO
Let's start by balancing the first half-reaction...
Ag→Ag+
The amounts are already balanced; 1:1. The oxygens are balanced. So all that's left is to balance the charge...
Ag→Ag++e−
Now let's do the other equation... Amounts of nitrogen are balanced, so we first need to balance the oxygens...
NO3→NO
4H++NO3→NO+2H2O
Next, we need to balance charge...
4e−+4H++NO3→NO+2H2O
Now let's go ahead and rewrite each half-reaction after being balanced by themselves...
Ag→Ag++e−
4e−+4H++NO3→NO+2H2O
Now we need to multiply by some factor to get the electrons to cancel out. In this case, that factor is 4, which needs to be applied to the top half-reaction...
4(Ag→Ag++e−)=4Ag→4Ag++4e−
Then we combine this half-reaction with the second one above to get...
4Ag+4H++NO3→4Ag++NO+2H2O