Yes the government of the United States
A risk-based AML policy would allocate time and financial resources to all of the following except the insurance companies marketing programs.
AML : Anti-money laundering, commonly referred to as AML , is the execution of transactions with the ultimate goal of turning money received unlawfully into money earned legitimately. Even while your firm complies with the standards, this does not imply that your partners and business associates comply as well.
key pillers of AML are:
InternaL Pinternal controls
a designated BSA officer
ongoing training
independent testing
customer due diligence (CDD)
To learn more about AML refer : brainly.com/question/26035780
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Answer:yes but always depends on the person cause everyone’s different.
Explanation:
Answer: Gateway drugs
Explanation: Gateway drugs refers to the fact that the use of a psychoactive drug is associated with a greater probability of using more drugs. The theory about these drugs has been around for a long time. These drugs are easily accessible and may seem harmless to some extent, but they create addictions, leading the person to want to consume something stronger.
The control group is usually the group in which none of their variables are changed. This group is used in order to compare it with the outcomes of the other groups.
