In short, and in general:
Advantages
<span>Credit Unions typically pay higher dividend rates on savingsCredit Unions typically offer lower rates on loansCredit Unions typically provide better service; since they are owned and governed by their membership, they tend to prioritize the needs of their members above all elseCredit Unions operate on a not-for-profit business model, so excess earnings are returned back to the membership in form of competitive rates and lower fees, and sometimes even special dividendsMany Credit Unions offer the same products and services found at banksCredit Unions often have added-value benefits, such as free financial education, discounted theme park tickets, and special member rates for services such as home alarm systems...even discounts at online retailers like Barnes & Noble.</span>Disadvantages
<span>Credit Unions, and in particular smaller local credit unions, struggle to match the level of convenience (ATMs and branches) that many banks provide their customers, although many CUs are part of shared networks which enhance the breadth of delivery channels available to their membersSome Credit Unions are limited in their product offeringsOne must qualify for membership <span>One must pay a membership fee to join. hope this helps!
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The phases of the moon are the changing appearances of the moon, as seen from Earth. Which phase happens immediately after a third quarter moon are the following
Explanation:
- After the full moon (maximum illumination), the light continually decreases. So the waning gibbous phase occurs next. Following the third quarter is the waning crescent, which wanes until the light is completely gone -- a new moon.
waning gibbous phase
- The waning gibbous phase occurs between the full moon and third quarter phases. The last quarter moon (or a half moon) is when half of the lit portion of the Moon is visible after the waning gibbous phase.
Time takes by the moon to go through all the phases
about 29.5 days
- It takes 27 days, 7 hours, and 43 minutes for our Moon to complete one full orbit around Earth. This is called the sidereal month, and is measured by our Moon's position relative to distant “fixed” stars. However, it takes our Moon about 29.5 days to complete one cycle of phases (from new Moon to new Moon).
- At 3rd quarter, the moon rises at midnight and sets at noon. Then we see only a crescent. At new, the moon rises at sunrise and sets at sunset, and we don't see any of the illuminated side!
Hi there!
Assuming you're asking about the solar system, there are nine planets. But, if you're wanting to know about the universe, there are trillions and trillions of planets (most of which we haven't yet discovered).
Hope this helps!
The new gravitation force at the new location is 40 N
Explanation:
The weight of the astronaut is given by the equation
(1)
where
m is the mass of the astronaut
g is the acceleration of gravity
The acceleration of gravity at a certain distance 
from the centre of the Earth is given by
where G is the gravitational constant and M is the Earth's mass. So we can rewrite eq.(1) as
When the astronaut is on the Earth's surface, 
(where R is the Earth's radius), so his weight is
Later, he moves to another location where his distance from the Earth's surface is 3 times the previous distance, so the new distance from the Earth's centre is
Therefore, the new weight is
Which means that his weight has decreased by a factor 16: therefore, the new weight is
Learn more about gravitational force:
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Answer:anion followed by cation
Explanation:
