It would be accelerating at -9.8 m/s^2 so it’s velocity would be equal to -9.8•1.1 so the answer is 10.78m/s
Answer: 15.87 m
From the equation of motion:

where,
is the distance traveled,
is the initial velocity,
is the acceleration and
is the time.
The rock free falls under gravity. Initial velocity,
, 
It took
for rock to hit the water.
Substitute the values in the given equation:

Hence, the water is 15.87 m below the top level of the well.
You are correct in your thinking
hope this helps