Explanation:
Terminal velocity is given by:

Here, m is the mass of the falling object, g is the gravitational acceleration,
is the drag coefficient,
is the fluid density through which the object is falling, and A is the projected area of the object. in this case the projected area is given by:

Recall that drag coefficient for a horizontal skydiver is equal to 1 and air density is
.

Without drag contribution the motion of the person is an uniformly accelerated motion, thus:

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Work is the force on the object as it changes a distance. Interestingly, as work is done on an object, potential energy can be stored in that object. For example, if you carry a load up the stairs. Now that load will have potential energy that can be transformed into kinetic energy and so on