Answer:
a. We fail to reject the hypothesis that the average credit score for an adult in Virginia is different from the average credit score for an adult in North Carolina at the significance level of 0.05.
b. The 95% confidence interval for the true difference of means is -2.2468 and 36.2468. There is a probability of 95% that the true difference of means 
 is between -2.2468 and 36.2468. This confidence interval contains the number 0, this is consistent with the results we got in a. Because we fail to reject the hypothesis that the average credit score for an adult in Virginia is different from the average credit score for an adult in North Carolina at the significance level of 0.05.
Step-by-step explanation:
Let 
 be the true difference between the average credit score for an adult in Virginia and the average credit score for an adult in North Carolina. We have the large sample sizes 
 and 
, the unbiased point estimate for 
 is 
, i.e., 699-682 = 17.
The standard error is given by 
, i.e.,
 = 9.8198.
a. We want to test 
 vs 
 (two-tailed alternative). The rejection region is given by RR = {z | z < -1.96 or z > 1.96} where -1.96 and 1.96 are the 2.5th and 97.5th quantiles of the standard normal distribution respectively. The test statistic is 
 and the observed value is 
. Because 1.7312 does not fall inside RR, we fail to reject the null hypothesis.
b. The endpoints for a 95% confidence interval for 
 is given by 
, i.e., 
 where 
 is the 2.5th quantile of the standard normal distribution, i.e., -1.96, so, we have 17-(1.96)(9.8198) and 17+(1.96)(9.8198), i.e., -2.2468 and 36.2468. There is a probability of 95% that the true difference of means 
 is between -2.2468 and 36.2468. This confidence interval contains the number 0, this is consistent with the results we got in a. Because we fail to reject the hypothesis that the average credit score for an adult in Virginia is different from the average credit score for an adult in North Carolina at the significance level of 0.05.