Yes you should go to the emergency room.
How do the questions need to be worded? Are you asking the questions or are they?
firmly say no showing signs of weakness allows the person to keep pressuring you into doing it since you seem weak.
Answer:
b) An insured who has recovered from a disabling injury will be required to repay the insurer for any premiums that were waived
Explanation:
Waiver of premium is a clause or rider in an insurance policy in which insured is benefited by not paying the premium for his policy in case he suffers from disability for period of disability . For it he is charged with some premium .
Once waived , the premium need not to be repaid back to the insurer , even if he has recovered from disability,