In short, and in general:
Advantages
<span>Credit Unions typically pay higher dividend rates on savingsCredit Unions typically offer lower rates on loansCredit Unions typically provide better service; since they are owned and governed by their membership, they tend to prioritize the needs of their members above all elseCredit Unions operate on a not-for-profit business model, so excess earnings are returned back to the membership in form of competitive rates and lower fees, and sometimes even special dividendsMany Credit Unions offer the same products and services found at banksCredit Unions often have added-value benefits, such as free financial education, discounted theme park tickets, and special member rates for services such as home alarm systems...even discounts at online retailers like Barnes & Noble.</span>Disadvantages
<span>Credit Unions, and in particular smaller local credit unions, struggle to match the level of convenience (ATMs and branches) that many banks provide their customers, although many CUs are part of shared networks which enhance the breadth of delivery channels available to their membersSome Credit Unions are limited in their product offeringsOne must qualify for membership <span>One must pay a membership fee to join. hope this helps!
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Answer:
Electric Field = E = 36.848 N/C
Explanation:
In accordance with Columb's law
E = k Q1 Q2 / r.r = 8.99 x 10^9 x 5.0 x 10^-6 x 5.8 x 10^-6 / 0.084 x 0.084
= 36948.6961 x 10^-3 = 36.848 N/C
Answer:
c. expanded polyurethane
Explanation:
Thermal performance of a building fabric is measured in terms of heat loss and is expressed as U-value or R-value. U-value is the rate of heat transferred through a structure divided by the difference in temperature across the structure with a unit of measurement of W/m²K.You can calculate the U-value of a by getting the reciprocal of the sum of thermal resistances , R, making the building material.
If you have the value of R, then U=1/R
Material size R U
plywood 1" 1.25 0.8
Poured concrete 2" 0.99 1.010
Expanded polyurethane 1" 6.5 0.1538
Asbestos shingles 1" 0.03 33.33
The material with lowest U-value is expanded polyurethane
Any photos so i can help you with that?
