A psychologist who would claim that a client's personal experience and viewpoint influence behavior more than events in reality would probably use cognitive psychology mixed with developmental aspects to explain the behavior and personality of a person.
I say around 40% - 60%
https://www.dmv.ca.gov/portal/dmv/detail/teenweb/more_btn6/traffic/traffic
http://www.teendriversource.org/stats/support_teens/detail/57
http://www.rmiia.org/auto/teens/Teen_Driving_Statistics.asp
(I just corrected the question. Sorry if it is still incorrect.)
Answer:
the intercept is the orgin (0,0)
Answer:
3. Higher in some places and lower in other places
A. Discovering a quick way to handle a new problem