That's actually called joint life insurance but answer is B
group is for employers
Term life insurance is attractive for young couples with children. Parents may obtain large amounts of coverage for reasonably low costs. Upon the death of a parent, the significant benefit can replace lost income. They are also well-suited for people who temporarily need specific amounts of life insurance. In these cases, the policyholder believes their survivors will no longer need extra financial protection, or they will have accumulated enough liquid assets to self-insure.
individual only covers 1 person
Frequency, Intensity, Time and Type.
Answer: Frequency
