When simplifying an expression, you collect and simplify all the like terms. Since 8x and -12 aren’t like terms, you can’t substract 8-12
6:30 is the answer to you question
It depends on if the interest rate of 6% is nominal or not. The question doesn't specify. Let's assume that is is a nominal rate, compounded monthly.
Start with 100000 = x * a angle 132 at .5% per month
This becomes 100000 = x * (1-1.005^-132)/.005
Which becomes (100000(.005))/(1 - 1.005^-132) = x
So x is the PMT, which is 1036.70.
The answer would be 110 degrees.