Toothpaste 3$ x 4x/year Shampoo/conditioner/body wash 15$ x 12months doctors visit 10 dollar copay each visit - if healthy , you'll only go in 1x/year. typically pay 80% of cost later so another 60 to 200$ out of pocket per visit monthly health insurance cost $200 plus dental is another $50 per month dentist - two visits per year, health insurance may only cover one so another 80 to 100 dollars out of pocket. Plus, any needed fillings may be a couple hundred
