Flood being referred to a peril that can be covered by this policy is correct regarding DIC policies in this scenario.
<h3>What is DIC policy?</h3>
This is referred to as Difference in conditions (DIC) insurance and usually covers some perils not included by the standard insurance policies in most companies.
An example of the incidents covered by DIC policies include flood, theft etc which aren't easily predictable unlike the other forms of risks such as illnesses etc.
This is therefore the reason why it was chosen as the most appropriate choice.
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An HMO requires a referral from the primary care physician before they will cover a visit to a specialist. A podiatrist is considered a specialist.
STDs are infections spread from person to person during sexual contact.
Answer: was a deviation from an established standard of care and that the deviation was the proximate cause of injury.
Explanation:
Acquired immunodeficiency syndrome/ AIDS is a chronic disease that is caused via human immunodeficiency virus. It affects the immune system of the body. It interfere with the body's ability to fight against the disease causing pathogen.
It is caused by the sexual intercourse with an infected person, transfusion of infected blood, use of used syringe and through other ways.
According to the given situation, the transfusion of contaminated blood or blood products is likely to show the deviation from the standard practice and can become the cause of internal tissue injury.
C. Grantees an injury-free workout.