In short, and in general:
Advantages
<span>Credit Unions typically pay higher dividend rates on savingsCredit Unions typically offer lower rates on loansCredit Unions typically provide better service; since they are owned and governed by their membership, they tend to prioritize the needs of their members above all elseCredit Unions operate on a not-for-profit business model, so excess earnings are returned back to the membership in form of competitive rates and lower fees, and sometimes even special dividendsMany Credit Unions offer the same products and services found at banksCredit Unions often have added-value benefits, such as free financial education, discounted theme park tickets, and special member rates for services such as home alarm systems...even discounts at online retailers like Barnes & Noble.</span>Disadvantages
<span>Credit Unions, and in particular smaller local credit unions, struggle to match the level of convenience (ATMs and branches) that many banks provide their customers, although many CUs are part of shared networks which enhance the breadth of delivery channels available to their membersSome Credit Unions are limited in their product offeringsOne must qualify for membership <span>One must pay a membership fee to join. hope this helps!
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Answer:
The decision designer is a step-wise process
Explanation:
A typical decision tree will be like this:
Are there any forces?
YES - then calculate the resultant forces NO - Then no calculations are needed
IF YES - Are the forces balanced? NO - Then no calculations
IF YES - Then calculations can be done.
Resolve the forces to find the resultant of the forces in the question.
An atom is the smallest unit of matter that forms a chemical element. An atom is made up of three kinds of subatomic particles: electrons, protons, and neutrons.A molecule is a combination of atoms bonded together through a covalent bond. Generally, we think of molecules as having no charge (although molecular ions do exist)
True, they used them because its easier to trade coins than products
