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Transformer contains two coils: primary and secondary. They allow change of voltage to lower or higher value. In first case we have step-down and in second case we have step-up transformer.
Formula used for transformer is:

Where:N1 = number of turns on primary coilN2 = number of turns on secondary coilV1 = voltage on primary coilV2 = voltage on secondary coil
In a step-down transformer primary coil has more turns than secondary coil. So the ratio 1:38 means that for each turn on secondary coil we have 38 turns on primary coil.
We can solve the equation for V2:

Secondary coil provides voltage of 3.16V.
Yes the answer is correct
25,000 Feet = 7620m
PE = mgh where m is mass, g is gravity accel: 9.8 n h is height
= 90 x 9.8 x 7620
= 6720840J
= 6.72MJ
F = ma where m is mass, a is accel = gravity = 9.8
= 90 x 9.8
= 882N
Accel = gravity = 9.8m/s^2
KE = 1/2mv^2 where m is mass n v is vel
if no wind resistance, PE leaving airplane = KE at net
6720840 = 1/2 x 90 x v^2
v^2 = 149352
v = 386.5m/s