When light travels from a medium with higher refractive index into a medium with lower refractive index, there is a maximum angle (called critical angle) for which all the light is reflected, so there is no refraction.
The value of the critical angle is given by:

when n1 is the refractive index of the first medium, while n2 is the refractive index of the second medium. In our case, n1=1.33 (the water) and n1=1.00 (the air). Putting numbers in, we get
Answer:
The velocity of the freight car decreases.
Explanation:
This question is answered by the conservation of momentum principle.
When the freight car is moving at a certain speed, it has a constant momentum.
We will call this M1.
The equation for M1 will be:
M1 = Mass * Speed
Now when the coal is dumped into the freight car, the Mass increases.
Since conservation of momentum states that the momentum will remain the same. We have:
M1 = (Mass of freight + Mass of coal) * Speed
Since M1 is constant, if the mass increases, the speed had to decrease to keep the equation true.
So i believe is exercise:)