Answer:
a. Binomial random variable (n=4, p=0.25)
b. Attached.
c. X=1
Step-by-step explanation:
This can be modeled as a binomial random variable, with parameters n=4 (size of the sample) and p=0.25 (proportion of homeowners that are insured against earthquake damage).
a. The probability that X=k homeowners, from the sample of 4, have eartquake insurance is:

The sample space for X is {0,1,2,3,4}
The associated probabilties are:

b. The histogram is attached.
c. The most likely value for X is the expected value for X (E(X)).
Is calculated as:

Break it into squared and rectangles and find the area of those first then add it all together
For your square you would get 16 ft squared
For your rectangle you would get 32 ft squared
For your other rectangle you would get 32 ft squared as well
Then add those all together to get the full answer
80 ft squared
Hope this helps :)
1. is 9
and the other ones i dont really know