The particles that make up an object are held together by bonds. Insulators have strong bonds that hold their particles rigidly in place. This prevents particles from gaining energy and increasing the temperature. Wool, dry air, plastics, and polystyrene foam are all examples of good insulators.
Since we refrigerate milk, it would be cooler than the room temperature, which standard norm is 25°C. So the milk has to be colder than the room temperature. Therefore, our answer is A.