In short, and in general:
Advantages
<span>Credit Unions typically pay higher dividend rates on savingsCredit Unions typically offer lower rates on loansCredit Unions typically provide better service; since they are owned and governed by their membership, they tend to prioritize the needs of their members above all elseCredit Unions operate on a not-for-profit business model, so excess earnings are returned back to the membership in form of competitive rates and lower fees, and sometimes even special dividendsMany Credit Unions offer the same products and services found at banksCredit Unions often have added-value benefits, such as free financial education, discounted theme park tickets, and special member rates for services such as home alarm systems...even discounts at online retailers like Barnes & Noble.</span>Disadvantages
<span>Credit Unions, and in particular smaller local credit unions, struggle to match the level of convenience (ATMs and branches) that many banks provide their customers, although many CUs are part of shared networks which enhance the breadth of delivery channels available to their membersSome Credit Unions are limited in their product offeringsOne must qualify for membership <span>One must pay a membership fee to join. hope this helps!
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a substance dissolves.
like adding a soluble salt to water, it just dissolves, i.e dissociates homogeneously as water is able to dissociate salts (ionic compounds) into its ions. (it can also dissociate other non-ionic compounds like HCL)
the salt still remains chemically as a salt and is unchanged chemically thus it is not an indication of a chemical reaction as no chemical reaction has taken place.
the formation of a precipitate is a chemical reaction because a new substance (i.e new chemical) is formed. For example adding aqueous sodium hydroxide into an aqueous solution with CU2+ cations will form a blue precipitate (that is copper (II) hydroxide which is insoluble, hence it precipitates). Since a new chemical is formed, a chemical reaction has taken place and thus indicates a chemical reaction.
color change... im not sure but usually a color change will only occur when a new substance is formed. Like iron corrodes (i.e rust) slowly in moist air to form hydrated iron (III) oxide that is rust. (brown color).
usually adding a mixture to a mixture has little energy change, i.e little heat taken in by the reaction mixture or little heat given out by the reaction mixture. Whereas when a new substance is formed, there is usually noticeable energy change like the container gets colder or hotter (without heat being supplied of course). For example dissolving basic oxides into water releases energy ( more energy released than gained = exothermic reaction).
i think that should be the answer... hope it helped :D
Answer:
a physical change
Explanation:
after the water turns to ice, it will melt and became water again making which means it's reversible this being. a physical change
The answer of <span> the change in electric potential difference is</span> -1.0 × 10^7 V. It is defined as the work done per unit charge. A potential difference of 1 V means that 1 joule of work is done per coulomb of charge or 1 V = 1 J C-1.
