Independent auto lots usually have <u>higher</u> finance rates than dealerships
<u>Explanation:</u>
The finance rates that are charged by the dealers are lower than the finance charges that are charged by the independent auto. In case if you are getting financed through dealerships, you can also negotiate with them to charge finance rates and lower the charges of the finance.
But this negotiation and lowering of the finance rates is not possible with the independent auto lots and thus they charge higher rates compared to the dealerships.
Explanation:
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