A psychologist who would claim that a client's personal experience and viewpoint influence behavior more than events in reality would probably use cognitive psychology mixed with developmental aspects to explain the behavior and personality of a person.
Most of the energy will be absorbed by the materials that make up the cars, causing them to deform. The energy will also be converted into sound energy, causing a loud bang upon collision. Also, some energy will be converted to thermal energy, which will cause the cars to heat up slightly.